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Finance is for everyone.

And That’s the Way I Like It

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This isn’t investment advice. Always do your own research before investing.

Introduction

I was inspired to write this article after reading Tony Yiu’s The Investments I Like And Why I Like Them.

It made me realize that financial writers should be transparent about their investments. If you’re telling people which stocks (or houses or ETFs or mutual funds) to purchase, then you had better have purchased those assets yourself.

Since contributing to Alpha Beta Blog, I’ve written two articles on the benefits of index funds over actively managed funds. …


Even if it Could Double My Monthly Earnings

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I found Quora before I found Medium.

I was an economics undergrad, and, perhaps nostalgic of my days as an English major, I saw Quora as a compromise between my two interests: economics and writing.

I started writing on Quora around the same time when I had finished reading Steven Levitt’s and Stephen Dubner’s Freakonomics--the silly, playful banter with which those authors explained economic theory persuaded me that there were others who would appreciate a similar approach to writings on economics and statistics.

This is the same approach I take to my writing now: to be carefree, at times playful…


How Friends Stop Us from Investing

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My interest in astronomy began only recently; a month or two ago, perhaps, when I finished a YouTube video on the subject — and then another, and another, and…

One video, in particular, grabbed my interest. It asked the question:

If extraterrestrial life is so probable — which, per the latest astrobiological research, it is — then why have we not encountered any?

The Great Filter, first proposed by economist Robert Hanson in his 1998 article “The Great Filter — Are We Almost Passed It?” attempts to resolve this conflict (known as the Fermi paradox).

Hanson argues that all life…


In theory, yes; in practice, no

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What follows is my opinion. Always do your own research before investing.

On March 2nd 2021, VanEck, a portfolio management company — whose CEO once said, “Don’t settle for the conventional. Dare to be different” — released their newest ETF:

The VanEck Vectors Social Sentiment ETF (BUZZ)

BUZZ is an index ETF that tracks — to the extent possible — the BUZZ NextGen AI US Sentiment Leaders Index (BUZZTR), an index from BUZZ Holdings LLC. The purpose of this index is to track the value of 75 U.S. …


Answer this Question Before you Start Investing

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Introduction

I want to be rich.

A crass admission, I know, but it’s true.

I don’t invest my money because I think it’s fun (even I admit my investment style is dull).

If I were the son of a billionaire, and if my parents were to give me an inheritance of $10 million, I wouldn’t invest it in the stock market.

With $10 million, I could spend $100,000 every year, and, after 70 years, give my descendants a small loan of $3 million to share among themselves — let them experience the fickleness of a sadistic stock market.

But, I don’t…


The Path to Becoming a Dividend Investor

Everything written here is my opinion. Always do your own research before investing.

In writing these finance articles, I hope to make investing less intimidating for new investors.

That’s partly why I promote index funds. They remove the need for investors to pick winning stocks, which is the main intimidation tactic for new investors, and which is difficult to conduct correctly.

However, in reading my articles, you may think that the only way to make money from the stock market is by selling stocks for more money than you paid to purchase them.

This is not true.

Generally, there are…


It was the most stressful experience of my life

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I remember the first time I ever logged into my student loans account.

I had just entered my final year of university, and, with loan repayments to start in the following year, I wondered how much I owed Mrs. Tax Payer, who had been kind enough to pay for most of my tuition.

When the website told me that I owed her $20,000, I wondered if Mrs. Tax Payer had been too kind.

That it was just $20,000 should have made me happy. …


How Do We Choose Which Ones to Include in Our Index Portfolio?

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The opinions expressed in this article are my own. Always do your own research before investing.

When I first heard about index investing, I was skeptical.

However, the more I learned about the terrible performance of active portfolio managers, the more I learned that index investing was a good idea.

Although I believe that active investing has its place, I also believe that index investing should be the crux of everyone’s portfolio, regardless of their investment experience.

Which begs the question: what should you look for in an index fund?

According to the Index Industry Association, there are more than…


I Promise I’m Not Crazy

Photo by Jane Almon on Unsplash

Not investment advice. Always do your own research before investing.

A few weeks ago, I came clean about what was in my investment account.

I wanted to show readers that I have skin in the game. That is, not only do I believe that index funds are some of the best investments that investors can hold, but also, I’m prepared to face the financial consequences if I’m wrong.

What I failed to mention, unintentionally, is that my entire investment account is in the stock market.

It’s here where financial planners rush to the comments section to exult the glory of…


Can Mutual Fund Investors Tell The Difference?

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(Not investment advice. Do your own research before investing).

Introduction

In my previous article for Alpha Beta Blog, I argued, first, that market efficiency in the Canadian stock market changes over time, and, second, that it’s more efficient in the long run than it is in the short run.

I then discovered, through other research, that anywhere between 65% and 85% of Canadian, actively managed mutual funds fail to beat their benchmark over a ten-year period.

I advised retail investors to invest in index funds, as it was unlikely that they would choose a mutual fund that could beat the market.

Andrew Plummer

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