I use math to to fight the BS in personal finance advice.

And why you don’t need a finance background to implement it

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Everything here is my opinion. Always do your own research before investing.


I’ve chosen an investment strategy that, historically, has beaten more than 85% of portfolio managers, in Canada and the United States, over the span of 10–20 years.

The added bonus of my investment strategy is that it’s simple…

This is me!

I emigrated from Jamaica when I was five. Raised by a single mother, I wanted for nothing. This isn’t to say that we were rich (we weren’t); rather, it’s to say that my mother did her best — in that way only single mothers can — to provide for me.

Why can’t governments?

Photo by Maxim Tolchinskiy on Unsplash


For the past 17 years, the World Economic Forum (WEF) has published its Global Risks Report; and, since 2006, the Global Risks Perception Survey (or GRPS) has leveraged the Forum’s vast partner network to understand what business leaders, academics, technologists, and investors believe will be the most critical global risks…

To avoid irrelevance, it must embrace uniqueness

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I avoid most financial advice published online.

Shocking, I know, given that an insignificant share of the financial advice published online belongs to me.

However, most of the articles I read these days fit into one of the following buckets:

  1. Statistics,
  2. Macroeconomics, and
  3. Fiction

When I do read personal finance…

Andrew Plummer

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